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Insurable Risk

The risk that can be covered by an insurance contract. It falls within the set of insurance risks that constitutes...

Insured Risk

The risk that is covered by an insurance contract for a specific period. In other words, it is the subject...

Insurance Risk

The risk, other than financial risk, that is transferred from the holder of an insurance contract to the issuer. This...

Hard Market

A market in which insurance companies limit the supply of insurance and increase prices, leading to high levels of profitability....

Soft Market

A market that is characterized by high levels of competition among insurance firms, decreasing prices, and declining underwriting standards as...

Acceptance

In contract law, it is an agreement to an offer. Both offer and acceptance are essential for contract formation. For...

Accelerative Endowment

A life insurance policy option under which accrued dividends may be used to mature the policy as endowment insurance. This...

Acceleration Life Insurance

A type of insurance policy under which the insured receives a certain percent of the death benefit (usually 25%) on...

Accelerated Option

A life insurance policy provision which allows the policyholder to apply the accumulated cash value, as a single premium payment,...

Cash Flow Mapping

An interest risk management procedure in which the cash flows of a specific claim are assigned or mapped to a...