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Islamic Finance

  Islamic Finance   |   Terms
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  • April 28, 2023
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Mulkiyyah Kamilah

Arabic (ملكية كاملة) for complete/ full ownership; an ownership (mulkiyyah) where the owner has a full right over the property/ assets. By virtue of this type of ownership, the owner controls the property/ assets and all economic benefits that would arise therefrom, including the corpus (raqabah) and the usufruct (manfaah).

Mulkiyyah kamilah entails three different aspects of right (haq): the right to dispose (tasarruf, haq al-tasarruf), the right to use and the right to receive any benefits that may arise from such ownership.

If any of the three types of haq lacks or does not exist (or is not provided for under an arrangement/ situation), then ownership is said to be “mulkiyyah naqisah“.

Mulkiyyah kamilah is also referred to as mulkiyyah tammah.


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