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Finance

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  • January 28, 2023
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P2P Crowdlending

It stands for peer-to-peer crowdlending (also person-to-person or people-to-peole crowdlending); a form of crowdfuding/ crowdlending that involves the individuals (the crowd) financing other individuals (another crowd or an individual) directly, bypassing banks and financial institutions. In a crowd lending a crowd mode, lenders get a higher interest rate than that provided by banks and the borrowers can secure funding virtually hassle-free and without any additional requirements (compared to convetional venues). P2P crowdlending platforms raise funds for small, individual projects or limited-scope ideas such as publishing a book or a house renovation, etc.


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