A mechanism whereby a borrower can guarantee an interest rate on a loan would not move beyond a specific level...
The interest (interest rate) that represents the highest interest rate that a bank or financial institution can legally charge on...
A ratio that relates a bank's total debt to its equity/ capital or assets. Depending on the denominator, this ratio...
A situation that a bank or financial institution faces when its liquidity drops down due to an irregular increase in...
A certificate of deposit (CD) that allow its holder to withdraw his/ her money before its maturity date (end of its term)...
A certificate of deposit (CD) that allow its holder to withdraw his/ her money before its maturity date (end of its term)...
It stands for leverage-adjusted duration gap ; a duration gap measure that takes into account a bank's overall exposure to interest rate...
A duration gap measure that takes into account a bank's overall exposure to interest rate risk. It is calculated as the difference between...
The practice of lending money to desperate people at unfairly high interest rates. More specifically, loan sharking involves charging interest...
A type of transformation that involves the use of short-term debts like deposits to finance long-term investments like loans. In other words, it is an intermediation process...