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  • The Financial Encyclopedia
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Death-Backed Bond

A bond that is backed by policyholder loans against life insurance policies. The underlying loans will be repaid either by...

    Viatical Settlement

    In insurance, it is a type of settlement that allows a person to invest in another person's life insurance policy....

      Insurance Premium

      In relation to an insurance contract, it is the amount of money that an individual or business (known as policyholders/...

        Premium

        In relation to an insurance contract, it is the amount of money that an individual or business (known as policyholders/...

          Buffer Annuity

          A type of annuity that combines the features of both variable annuities and indexed annuities. In other words, it is...

            Indexed Annuities

            A type of annuity in which an insurance firm credits an annuity owner with a return that is based on...

              Surrender Fee

              A sort of penalty that a insurance firm charges to an investor (policyholder/ annuity recipient) for early withdrawal of funds...

                Surrender Charges

                A sort of penalty that a insurance firm charges to an investor (policyholder/ annuity recipient) for early withdrawal of funds...

                  Annuities

                  An annuity is a contract between an insured and an insurance firm that aims to meet the insured's retirement and...

                    Regulatory Pricing Risk

                    The risk that arises when regulators (insurance regulators) restrict the premium rates that insurance firms are allowed to charge. In...