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Underwriting

The process of evaluating (by an underwriter) the risk that an insurer would be exposed to in connection with a...

    Underwriting Loss Ratio

    A ratio that relates losses incurred by an insurance firm to earned premiums (EPs) expressed as a percentage. Underwriting loss...

      Loss Ratio

      A ratio that relates losses incurred by an insurance firm to earned premiums (EPs) expressed as a percentage. Loss ratio...

        Material Fact

        A fact that if known (made known) or ignored (concealed) would impact the judgment of an underwriter as to multiple...

          Underwriting Cycle

          In relation to underwriting in insurance, it is the successive up- and-down pattern that characterizes the property and casualty (P&C)...