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Reverse Istisna’a

An istisna’a contract in which one counterparty (the seller or the buyer) is also a counterparty to a previous istisna’a…

RIA

It stands for restricted investment account, which is an Islamic investment account which is subject to certain restrictions imposed by…

Reserve

An amount that is taken out of an Islamic bank’s income (mudaraba income, investment account holders’ income, etc) as a…

Rikaz

Arabic (ركاز)- singular of rakaiiz– for all valuable objects underground. It includes all treasures (gold, silver, precious stones, etc.) whether…

Rukn

Arabic (ركن) for one of the pillars/ elements/ cornerstones of a contract (aqd- عقد). The primary arkan (pl. of rukn)...

Ribh Ma Lam Yudman

An Arabic expression that translates as gain of non-owned assets (i.e., assets whose risk is not borne by the profit…

Reverse Salam

A salam contract in which the seller (the short) or the buyer (the long) in the original (previous) salam becomes…

Ribh

In the context of selling (ba’i or bay‘- البيع), ribh (in Arabic script: ربح) refers to the difference resulting from…

Reverse Sale and Buy-Back

A form of sale and buy-back (inah sale– بيع العينة) in which a commodity is sold for a spot price (thaman)…

Risk-Based Audit

An approach for performing audits (both financial and Shari’ah) with a specific focus on associated risks and risk-related areas that…