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Stand-alone Insurance Policy

An insurance policy that covers only one specific type of risk (insurance risk). Examples of a stand-alone policy include life...

    Surrender Fee

    A sort of penalty that a insurance firm charges to an investor (policyholder/ annuity recipient) for early withdrawal of funds...

      Surrender Charges

      A sort of penalty that a insurance firm charges to an investor (policyholder/ annuity recipient) for early withdrawal of funds...

        Soft Market

        A market that is characterized by high levels of competition among insurance firms, decreasing prices, and declining underwriting standards as...