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Co-Insurance

A situation that arises when the sum insured on an insurance policy — that is, the maximum coverage amount for...

Underinsurance

A situation that arises when the sum insured on an insurance policy — that is, the maximum coverage amount for...

Condition of Average

Determination of the amount to be paid against a claim in the case the amount or sum insured is undervalued...

Pro Rata

Pro rata is Latin for proportionate allocation; in insurance, pro rata involves the process of determining the amount of premium...

Cliquet Option

In principle, a cliquet option/ ladder option (ratchet option) is an option (or a warrant, index-linked note) that subjects its...

Ladder Option

In principle, a ladder option (ratchet option) is an option (or a warrant, index-linked note) that subjects its minimum payoff...

Ratchet Option

In principle, a ratchet option is an option (or a warrant, index-linked note) that subjects its minimum payoff to an...

GLP

It stands for guideline level premium; with respect to life insurance (particularly universal life insurance), it is the level annual...

Guideline Level Premium

With respect to life insurance (particularly universal life insurance), it is the level annual amount that would be required on...

Guideline Premium Limitation

With respect to life insurance (particularly universal life insurance),  it is a limitation placed on a guideline premium, constituting, as...