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Effective Annual Interest Rate

The annual rate of interest that is actually paid or received in a transaction. In other words, it is the...

Effective Annual Rate

The annual rate of interest that is actually paid or received in a transaction. In other words, it is the...

EAR

It stands for equity-asset ratio; a bank solvency ratio that aims to express a bank's capital structure which relates a...

Equity/Asset Ratio

A bank solvency ratio that aims to express a bank's capital structure which relates a bank's ability to cover fixed...

Overnight Repurchase Rate

An interest rate benchmark that reflects the cost of borrowing in the interbank market (interbank funding costs). It measures the...

Bank Solvency

A bank's solvency is the ability of the bank to meet its long-term obligations and support its expansion requirements over...

LAD Ratio

It stands for liquid assets to deposits ratio; a bank's liquidity measure that relates its liquid assets to its deposits....

LAD

It stands for liquid assets to deposits ratio; a bank's liquidity measure that relates its liquid assets to its deposits....

Liquid Assets to Deposits Ratio

A bank's liquidity measure that relates its liquid assets to its deposits. This ratio is an indicator of how much...

Structural Maturity Mismatch

A type of maturity mismatch that arises between a bank's long-term liabilities (whether contractual or behavioral) and long-term assets. All...