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Straight-Term Loan

A form of loan in which the borrower only pays interest over the loan's life, while repayment of the principal...

Non-Transactional Deposit Account

A deposit account that does not allow funds to be withdrawn or transferred to third parties using some means of...

Nontransactional Deposit Account

A deposit account that does not allow funds to be withdrawn or transferred to third parties using some means of...

Nontransaction Deposit

A deposit that cannot to be withdrawn or transferred to third parties using some means of instruction (such as checks,...

Non-Transaction Deposit

A deposit that cannot to be withdrawn or transferred to third parties using some means of instruction (such as checks,...

Run Problem

The problem (bank run) that a bank encounters when all or majority of clients rush to claim back their deposits....

Leverage Ratio

A ratio that relates a bank's total debt to its equity/ capital or assets. Depending on the denominator, this ratio...

Capital Forbearance

A regulatory policy (i.e., a policy implemented by central banks and other regulatory authorities) that permits banks and financial institutions to continue operating even...

Roly-Poly CD

Colloquial for rollover CD; a short-term certificate of deposit (CD), usually with a 6-month maturity, where the issuer reissues or...

Intermediation

The process of transferring funds from savers (saving or surplus units- also consumers or household savers) to borrowers (deficit units-...