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Statutory Reserve

A type of reserve that is maintained by a bank or financial institution as a minimum amount to meet the...

Core Tier-1 Capital

A layer of capital (for a bank or financial institution) that consists of common equity, minority interests, eligible noncumulative preferred...

Tier-1 Capital

A layer of capital (for a bank or financial institution) that consists of common equity, minority interests, eligible noncumulative preferred...

Bank Deposit Certificate

A certificate of deposit, CD, that is issued by a bank. It is a fixed income security (certificate) that represents...

CDB

It stands for bank deposit certificate (a certificate of deposit, CD, that is issued by a bank). It is a...

Bank Spread

The difference between a bank's lending rate and funding rate: Bank spread = lending rate - funding rate For example,...

FFR

It stands for federal funds rate; the interest rate at which banks and other depository institutions, in the USA, lend...

EFFR

It stands for effective federal funds rate; a method of calculating the federal funds rate (fed funds rate) that produces...

Effective Federal Funds Rate

A method of calculating the federal funds rate (fed funds rate) that produces the volume-weighted median of daily traded rates...

Federal Funds Rate

The interest rate at which banks and other depository institutions, in the USA, lend money to each other, typically on...