In general, a reserve (specifically, a commercial bank reserve) is a monetary amount that is created and put aside in...

A type of debt that is maintained by a bank or financial institution, in a sufficient amount, to absorb any...

A certificate of deposit, CD, that is issued by a bank. It is a fixed income security (certificate) that represents...

The difference between a bank's lending rate and funding rate: Bank spread = lending rate - funding rate For example,...

The liabilities that a bank holds on its balance sheet (statement of financial position). Banks liabilities consist of deposits and...

The assets that a bank holds on its balance sheet (statement of financial position). Banks assets consist of loans extended...

A loan that is paid back in level installments on a long-term payment schedule (10-20 years, or even more), and...

In the realm of banking, it refers to the interest rate used as a benchmark lending rate. Many banks use...

A certificate of deposit (CD) that is kept intact by the holder for its full term. The CD offers a...

A certificate of deposit (CD) that is sold through a third party (brokers and dealers) rather than directly through the...