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Stand-alone Insurance Policy

An insurance policy that covers only one specific type of risk (insurance risk). Examples of a stand-alone policy include life...

Monoline

An entity that specializes in providing insurance (credit protection) against the notional (principal) and interest cash flows that fall due...

Monoline Insurer

An entity that specializes in providing insurance (credit protection) against the notional (principal) and interest cash flows that fall due...

Latent Loss Provision

A provision that is created and held against impairments in the performing portfolio (of loans and credits) that have been...

Loss Event

An event or occurrence that gives rise to impairment of an asset or a collection of assets (e.g., financial assets)....

DLGD

It stands for downturn loss given default; a measure of loss given default (LGD) that captures the worst level reached...

Loan Impairment Losses

Losses that reflect the expected or potential credit losses that may arise as to an entity's financial assets due to...

Impairment Loss Provision

A provision that is created for impairment losses arising from loans, receivables, and similar types of extended credit. Impairment losses...

Regulatory Downturn LGD

A measure of downturn loss given default (downturn LGD) that accounts for regulatory capital requirements for banks in order to...

Downturn LGD

A measure of loss given default (LGD) that captures the worst level reached in the economic cycle (the trough). Downturn...