Warning: Creating default object from empty value in /hermes/bosnacweb04/bosnacweb04ai/b1550/ipg.lantanasolutionsbh98965/fincyclopedia/wp-content/plugins/independent-core/admin/ReduxCore/inc/class.redux_filesystem.php on line 29 Loan To Deposit Ratio – Fincyclopedia
[wpdreams_ajaxsearchpro id=44 ]
  • Monday, April 28, 2025
  • The Financial Encyclopedia
[wpdreams_ajaxsearchpro id=43 ]

Banking

  Banking   |   Terms
  • 59
  • June 26, 2024
[addtoany]
Notice: Undefined variable: myString in /hermes/bosnacweb04/bosnacweb04ai/b1550/ipg.lantanasolutionsbh98965/fincyclopedia/wp-content/themes/independent/template-parts/post/content-single.php on line 41

Loan To Deposit Ratio

The ratio of loans extended to customers carried at amortized cost net of provisions for impairment losses and excluding reverse repurchase agreements related to customer deposits excluding repurchase agreements. In equation form:

Loan to deposit ratio = adjusted loans – adjusted deposits

Adjusted loans represent total amount of loans carried at amortized cost net of impairment loss provisions and excluding reverse repo transactions (on the asset side).

Adjusted deposits are total amount of deposits excluding amounts related to repo transactions (on the liability side).

The loan to deposit ratio (also, loan-deposit ratio) is used to assess a bank’s liquidity by relating its total loans to its total deposits for the same period.


[related_posts_by_tax title="See also" posts_per_page="10" taxonomies="post_tag"]

[pt_view id=ee4674bifl]
[su_box title="Watch on Youtube" style="soft" box_color="#f5f5f5" title_color="#282828" radius="2" class="" id=""][su_row class=""][su_column size="1/1" center="yes" class=""] [/su_column][/su_row][/su_box]

Latest Terms

Remember to read our privacy policy before submission of your comments or any suggestions. Please keep comments relevant, respectful, and as much concise as possible. By commenting you are required to follow our community guidelines.

Comments

    Leave Your Comment

    Your email address will not be published.*