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  • The Financial Encyclopedia
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Banking

  Banking   |   Terms
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  • May 25, 2023
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Access Product

A payment instrument that allows a bank’s customers to access their deposit accounts and to transfer deposited funds in and out. Access products may take the form of electronic funds transfers (EFTs) at the point of sale and online banking facilities.

Generally, access products allow remote, authenticated access to funds and services (facilities), and therefore provide for time and cost savings, as compared to physical access points.


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